The following is the account of Bank of England liabilities

and assets, on the average of the quarter, from the 29th July to the `'21st October inclusive.

LIABILITIES. ASSETS.

Circulation £18,914,000 Securities £27,840,000 Deposits 13,514,000 Bullion 7,123,000

£32,428,000

£34,963,000 Mr. John Cockerell was on Wednesday elected a Director of the Bank of England, in the room of Mr. Curtis.

.Mr. Raikes, it is believed, is now at Calais, and corresponds with Ins confidential clerk. The failure is stated to have been vi.hollyMn- expected on the part of his wife and near relatives ; and but a short time before his failurehe was at Dover, apparently enjoying himself with all the ease possible. The books of the bankrupt are stated to have been in a very neglected state for some time past ; and this in- creases the difficulty of a correct statement of the liabilities. The total amount of the claims is estimated at between 90,0001. and 100,000/. ; but through the imperfect manner in which his books were kept, it is Impossible to state what amounts will be claimed by creditors abroad,

to whom the bankrupt was agent. the assets ale t.:41tuatted at about 12,000/. ! which includes the amount of Bank Stock held by Mr. Raikes as a qualification to act as Governor of the Bank of England, and which is now worth 8,900/.

The country joint-stock banks continue to draw the supplies of' gold which are to be the basis of the operations against the branches of the Bank of England in their respective neighbourhoods, but not to an extent to which any general importance can at present attach. The subject, however, is likely to occupy much attention with the monied interest all over the kingdom.-7'itnes.

Several failures have taken place in the City during the week : among them are the houses of Field and Co., West India produce brokers, and Brown, Denson, and Co., American merchaets.

Two failures have taken piece in Berlin ; the first, the house of Bahr, Abraham, and Son, said to be the largest dealers and speculators in wool in the Prussian dominions ; and the other that of A. Strelitr. In consequence of the hill of the house first mentioned, that of Louie Bahr and Co. of Hamburg, has also stopped payment. The Berlin failures are said to amount together to 1,000,000 dollars. In St. Petersburg the houses of &Monier, of old standing in the tallow trade, and that of Kappherr and Co. also highly respectable, have failed. The connexions of these lay principally among the Hamburg bankers. Those at Berlin may affect some of the London houses, but not, as it is believed, to any serious extent. Ultimately some good will probably ensue from these failures, particularly among the manufacturing in-. terest ; as the speculations in wool which led to them have raised the market for that article much above its natural level, and it most now fall, by the reaction usual in all such cases, as much below ft.—Times.

The second sale of teas under the free trade system tookplace yesterday, at Gurraway's Coffee-house. The was were of au inferior kind, produced low prices, and the greater part was bought in. Forty chests of an article called bohea, but which the dealers declared not to be tea, were withdrawn by the selling broker; who himself admitted that " the stuff declared for sale was not tea." It had not passed the Customs, for it had not been reported upon; but it was allowed to be put up as bohea tea.

The shareholders in the London and Southampton Railway Com- pany held a meeting yesterday, at the City of London Tavern. A report of the expenses hitherto incurred, and of the state of the cash account, was read and adopted by the meeting. It was also resolved that a call of 3/. per share should be made. Several gentlemen, among whom were Mr. Wright, the Chairman, Mr. Easthope, and Mr. Giles, the engineer, addressed the meeting on the plans and prospects of the Company ; which were represented as very flattering. It appeared, however, that there are still 2700 shares not taken up; though the Directors had themselves torten 600 additional shares, by way of setting an example. From this fact, it might be inferred that the public arc not so well satisfied as the Directors in regard to the profits of the undertaking.

A correspondent of the Times complains of a practice which exists relative to ship letters transmitted to the Post. office through the Customs for delivery, in regularly destroying them if misdirected and not claimed at the end of two months, unless they are found to contain articles of value. He points out many inconveniences which attc:-.d this course; and suggests that all such letters should be kept for a year instead of two months, and also that a register, alphabetically arranged, should be made of them, to which any parties on application might refer. The suggestion seems on the whole a very proper one, and we have no doubt that much inconvenience is caused to the public by the present practice. The list put up at the Post-office of misdirected letters is frequently illegible, and remains exhibited for too short a time. The question of value too, on which it is decided whether the letters shall be kept or not, is an extremely vague one, and there must constantly be letters which, though they contain neither banknotes nor bills of exchange, convey information of far greater importance than either to the parties for whom they are intended.