14 FEBRUARY 1925, Page 2

We publish elsewhere an.. interesting letter from Mr. Broad in

regard to his Scheme. Here we must notice the very powerful plea for " All-in " Insurance made by Sir Edwin Stockton in a long and very important letter in the Times of Tuesday. He demands "a definite promise of practical steps from the Government." After sununing up the defence, Sir Edwin most wisely points out that there is too great an insistence on difficulties and far too little stress laid on the advantages of" All-in" Insurance. Again, he pleads that the question of Com- prehensive Insurance on a broad basis should not be regarded as a party matter, and he dwells with strong feeling, although with reticence, upon the fear of poverty in old age which haunts the workers. After declaring that he does not share the view that the burden on industry would be excessive, he insists that " All-in " Insurance would have great advantages in steadying the moral of the people. Serious action has become absolutely necessary. The Prime Minister, who enjoys the confidence of the country, may rest assured that he will be on safe ground if he makes a reform of this nature one of the chief landmarks of his present administration.